NIBC’s Commercial Real Estate portfolio shows growth in 2025

NIBC has reported continued growth in its Commercial Real Estate portfolio for 2025, expanding by 2% to EUR 2,165 million. This growth highlights the ability to realise strong origination of EUR 753 million through the bank’s focus on residential investment financing, despite a competitive commercial real estate market. 
 
NIBC Commercial Real Estate continues to centre its activities on construction, (re)development, and investment financing of residential real estate in the Netherlands and selectively across Western Europe. The continuing shortage in housing in the Netherlands remains a key driver for growth and opportunities in financing residential real estate. International opportunities in “Living” are driven by strong fundamentals such as urbanisation, housing affordability, rental demand and demographic shifts, providing continued opportunities going forward. However, competition in this asset class remains fierce, driving spreads to lower levels across all geographies.  
 
Jan Willem van Roggen, Managing Director and Head of NIBC Commercial Real Estate:  
“2025 has been an extraordinary year for NIBC as a whole. I am proud of the achievements of the Commercial Real Estate team. The market is highly competitive, yet we realised growth in our portfolio and delivered strong origination.  
 
Moreover, a key milestone in 2025 was ABN AMRO’s announced intention to acquire 100% of NIBC shares from a Blackstone entity, still subject to ECB approval. The transaction is expected to be completed in the second half of 2026 and will mark a new chapter in our 80-year history.  
 
Our commitment to clients remains unchanged for 2026, and we look forward to supporting them with tailored financing solutions that align with their long-term strategic goals.”

For more information about our Commercial Real Estate activities, please visit our website for full details.