Residential Real Estate Financing in Europe

Acquisition of NIBC by ABN AMRO completed

As of 1 August, the acquisition of NIBC by ABN AMRO has been successfully completed. Following the previous announcement on 12 November 2025, all necessary approvals and conditions have now been met. NIBC is now officially part of ABN AMRO.

By combining our well-recognised client proposition and specialist expertise with ABN AMRO’s scale and strength, we are able to strengthen our product offering and client services.

For you as a client or business partner, nothing will change at this stage. Our services will remain as you are accustomed to. Should anything change in the future, then we will inform you in due time.

We specialize in providing residential real estate financing and built to rent financing to lenders arranging and underwriting financing solutions for residential real estate projects across Europe.

Development financing for the land acquisition, construction costs and total budget for new Living developments.

We provide financing for developments with €/£ >120m in Gross Development Value.
Stabilization financing for Living schemes that are about to or have recently reached practical completion.

We provide financing for standing assets or portfolios of assets valued €/£ >120m and developments with €/£ >120m in Gross Development Value.
Investment financing for Living schemes that are about to reach full occupancy.

We provide financing for standing assets or portfolios of assets valued €/£ >120m and developments with €/£ >120m in Gross Development Value.

We are pleased with the support of NIBC Bank in financing this project, which represents an important next step in our contribution to the development of Amstel III. This project perfectly aligns with our vision to provide modern, sustainable, and affordable housing for starters, young professionals, and young families, while continuing to contribute to the transformation of this vibrant urban district.

Anne Wiersma | Greystar
With our growing pipeline of Morro and Scape PBSA developments, we are delighted to be able to work with NIBC for the first time alongside our existing partners Investec and APG. Our growth strategy remains ambitious as ever, and we are actively seeking new opportunities in PBSA and co-living spaces.

Adam Brockley, Founder and Chief Development Officer at Scape
We chose NIBC because we highly value their pragmatism, entrepreneurship, and flexibility!

Jasper Boot | International Campus Group
EQT Exeter is very pleased to have secured further funding which will help us to build affordable rental homes in London. We are delighted with our financing solution, which was designed to be scalable and help us to achieve our longer-term business plan and strategy.

Peter Shacalis, Managing Director EQT Exeter
NIBC recognises the significant need for new rental homes in Greater London. We are delighted to have NIBC backing together with the other lenders as we continue to expand our model of high-quality, professionally-managed rental homes that are within the means of ordinary renters.

Graham Barnet, CEO Sigma Capital Group
What we really appreciate about NIBC Bank is its flexibility, its entrepreneurial spirit and client focused and solution-oriented thinking.

Rogier Hetterschijt | International Campus Group
We have experienced a very positive collaboration with NIBC Bank. They are efficient, solution-oriented, provide customized solutions, and demonstrated a deep understanding of the complexity of our project.

Roeland Voerman | FRED Developers
NIBC Bank distinguishes itself from competitors through their true understanding of transformation projects and the time and cash flow this requires. They are very experienced with these type of development financings, which is why they understand the dynamics involved and can respond accordingly.

Steven Zeeman | LIFE Europe BV
We have experienced a very positive collaboration with NIBC Bank. They are efficient, solution-oriented, provide customized solutions, and demonstrated a deep understanding of the complexity of our project.

Roeland Voerman | FRED Developers

Experience since 1945

Financing €/£15m-€/£50m

Geography

Partnership & Collaboration

Build to Rent

Student Accommodation

Co-Living

Senior Living

Ljudmila Popova

European Residential Real Estate

CVC DIF

Investment Financing

APG | Scape

Development Financing

Greystar.

Investment Financing

Harrison Street | Apache Capital

Development Financing

Downing

Development Financing

Quintain

Development Financing

EQT Exeter | Sigma Capital Group

Development Financing

NIBC and Investec Collaborate to Support APG and Scape’s Co-Living Project in Walthamstow

NIBC Joins Precede Capital Partners and Nomura in Financing Moda Living's Great Charles Street Build to Rent Development in Birmingham

NIBC Joins Precede and Nomura in £227m Financing of Downing Living's First Street Co-Living Development in Manchester

NIBC Joins JPMorgan and Quintain in Development Financing of two new Build to Rent properties at Wembley Park in London

EQT Exeter & Sigma Capital Group | Facilitating financing for 3000 Build-to-Rent homes in Greater London

The Oudendal Groep | Breathing new life into monumental real estate

International Campus Group | The FIZZ Leiden: Setting a New Standard for Student Housing in Leiden

International Campus Group | A great place for students equipped with all conveniences and services

LIFE Europe | A redevelopment of an office campus into a sustainable residential complex

De Oudendal Groep | Elevating sustainability to monumental heights in Leiden

Impact Vastgoed | Transforming monumental offices into stunning residential spaces

FRED Developers | Redevelopment Kijkduin: Rediscovering the beauty of the Netherlands' finest beach area

NIBC’s View on the UK Living Market - Insights from the Living UK South East Conference 2026

UK Living Conference 2025: Key Insights and Market Trends

NIBC Provides Loan to Support CVC DIF’s Acquisition of Two Student Schemes in the United Kingdom

NIBC and Investec Team Up to Support APG and Scape’s Co-Living Development in Walthamstow

NIBC’s Commercial Real Estate business show solid results in dry market

NIBC closed its first Spanish residential real estate financing transaction

NIBC’s Commercial Real Estate business shows a resilient H1 2023 performance amid persistent real estate market challenges

NIBC expands finance offering in the residential real estate sector to a number of major cities in Europe

NIBC Commercial Real Estate delivered a strong performance in 2022

NIBC helps financing 3000 build-to-rent homes in Greater London

NIBC closes an investment facility for a mixed real estate portfolio in Groningen

Residential Real Estate

EUR 100,000 to EUR 15 million

Commercial Real Estate

From EUR 15 million