Residential Property Financing

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Residential Property Financing at NIBC

Are you seeking financing for residential property? Whether you're looking for property development finance to fund a new development project or you are looking to refinance your investment property, NIBC is your trusted partner.

Ticket size

We offer residential property development finance, construction financing, and investment financing for residential property in the Netherlands, with a ticket size ranging from EUR 10,000,000 to EUR 50,000,000. We also provide solutions to refinance investment property.

For existing NIBC clients, if your property is already part of our real estate portfolio, you can access financing for residential property located in the Netherlands starting from EUR 5,000,000.

Financing projects outside The Netherlands

In selected European cities, we offer construction financing and investment financing for large-scale residential real estate projects in Europe through club deals with other banks. Our financing options in these deals range from EUR 15,000,000 to EUR 50,000,000.

Discuss your possibilities

Contact our relationship managers to discuss your finance options, or visit our commercial real estate page for information on financing other types of commercial real estate, such as retail property, office property, light industrial property, logistics real estate, parking real estate, residential property and hotels.

For smaller-scale residential investment property in the Netherlands, we offer a buy-to-let mortgage through NIBC Vastgoed Hypotheek. This product serves real estate investors with financing needs between EUR 100,000 up to EUR 15,000,000.

Are you looking for residential property development finance or to finance rental property?

At NIBC, we offer various finance solutions, such as property investment finance to enable the investment in rental property and residential property development finance or construction financing to realise much-needed homes.

Ticket size

Our financing options for residential property include property development finance for new development projects, construction financing for residential property for the rental segment, and investment financing to enable investment in residential property or to refinance investment property, with ticket sizes ranging from EUR 15,000,000 to EUR 50,000,000 for projects in the Netherlands and selected cities in Europe.

For existing NIBC clients, if your property is already part of our real estate portfolio, you can access financing for residential property located in the Netherlands starting from EUR 5,000,000,-.

For smaller-scale residential investment property in the Netherlands we offer a buy-to-let mortgage through NIBC Vastgoed Hypotheek. This product serves real estate investors with financing needs between EUR 100,000 up to EUR 15,000,000.

Discuss your possibilities

Contact our relationship managers to discuss your finance options, or visit our commercial real estate page for information on financing other types of commercial real estate, such as retail property, office property, light industrial property, logistics real estate, parking real estate, residential property and hotels.
At NIBC, we offer construction financing and investment financing to enable investment in high-quality student accommodation with a wide range of amenities, including 24-hour concierge service, high-speed internet, laundry facilities, fitness centers, and communal areas for studying and socializing.

Our financing options cater to developing, constructing and investing in student accommodations, typically located within walking distance of universities and colleges, saving students time and travel costs.

Ticket size

We offer development finance, construction financing and investment financing, with ticket sizes ranging from EUR 15,000,000 to EUR 50,000,000 for student accommodation projects in the Netherlands and Europe. We also provide solutions to refinance investment property.

For existing NIBC clients, if your property is already part of our real estate portfolio, you can access financing for residential property located in the Netherlands starting from EUR 5,000,000.

For smaller-scale residential investment property in the Netherlands, intended to accomodate students, we offer a buy-to-let mortgage through NIBC Vastgoed Hypotheek. This product serves real estate investors with financing needs between EUR 100,000 up to EUR 15,000,000.

Discuss your possibilities

Contact our relationship managers to discuss your finance options, or visit our commercial real estate page for information on financing other types of commercial real estate, such as retail property, office property, light industrial property, logistics real estate, parking real estate, residential property and hotels.
At NIBC, we finance co-living projects designed to accomodate more social interaction and communal living. Co-living is attractive to various groups, such as young professionals and students, offering affordable and community-oriented living with shared amenities like laundry facilities and study- and workspaces.

Ticket size

Our financing options for co-Living include development finance, construction financing and investment financing to enable co-living investments, with ticket sizes ranging from EUR 15,000,000 to EUR 50,000,000 for projects in the Netherlands and through club deals with other banks for projects in Europe. We also provide solutions to refinance investment property.

For existing NIBC clients, if your property is already part of our real estate portfolio, you can access financing for residential property located in the Netherlands starting from EUR 5,000,000.

For smaller-scale residential investment property in the Netherlands suitable for Co-Living, we offer a buy-to-let mortgage through NIBC Vastgoed Hypotheek. This product serves real estate investors with financing needs between EUR 100,000 up to EUR 15,000,000.

Discuss your possibilities

Contact our relationship managers to discuss your finance options, or visit our commercial real estate page for information on financing other types of commercial real estate, such as retail property, office property, light industrial property, logistics real estate, parking real estate, residential property and hotels.
At NIBC, we offer senior housing finance to enable construction of residential property designed to meet the housing and care needs of the elderly.

Ticket size

Our financing options for senior housing projects include development finance for newly built life-cycle homes, construction financing for senior housing rental property, and investment financing to enable senior housing investments, with ticket sizes ranging from EUR 15,000,000 to EUR 50,000,000 for projects in the Netherlands and through club deals with other banks for projects in Europe. We also provide solutions to refinance investment property.

For existing NIBC clients, if your property is already part of our real estate portfolio, you can access financing for residential property located in the Netherlands starting from EUR 5,000,000.

For smaller-scale residential investment property in the Netherlands, intended for senior housing, such as a care villa, we offer a buy-to-let mortgage through NIBC Vastgoed Hypotheek. This product serves real estate investors with financing needs between EUR 100,000 up to EUR 15,000,000.

Discuss your possibilities

Contact our relationship managers to discuss your finance options, or visit our commercial real estate page for information on financing other types of commercial real estate, such as retail property, office property, light industrial property, logistics real estate, parking real estate, residential property and hotels.

Tristan Capital Partners

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RED Company

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CVC DIF

Investment Financing
Redevco

Development Financing
International Campus - The Fizz Utrecht

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Breevast

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Amstel Living

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APG | Scape

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Being

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CompassRock

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Heimstaden

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Beryllus De Terp Ontwikkeling

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Greystar

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Ten Brinke | RJB

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VolkerWessels | Amvest | Fred

Development Financing
Harrison Street | Apache Capital

Development Financing
Downing

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Oudendal Groep

Development & Investment Financing
Greystar.

Investment Financing
Quintain

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Red

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EQT Exeter | Sigma Capital Group

Development Financing
Syntrus Achmea

Investment Financing
Aurelio Real Estate

Construction Financing
Amvest | COD | Borghese

Investment Financing

Choosing the club, consisting of Deutsche Pfandbriefbank AG, DZ HYP AG and NIBC Bank N.V., was a very good decision. All parties involved showed a high degree of flexibility combined with a very professional approach throughout the whole process.

Peter Muffelmann | HIH Invest
We chose NIBC because we highly value their pragmatism, entrepreneurship, and flexibility!

Jasper Boot | International Campus Group
This marks our fifth transaction with NIBC, we appreciate the flexibility offered, thinking in solutions and we look forward to our next joint project.

Maurits Smit | Garbe Industrial Real Estate
With our growing pipeline of Morro and Scape PBSA developments, we are delighted to be able to work with NIBC for the first time alongside our existing partners Investec and APG. Our growth strategy remains ambitious as ever, and we are actively seeking new opportunities in PBSA and co-living spaces.

Adam Brockley | Scape
We are pleased with the flexible structure that NIBC Bank offers, which clearly distinguishes them from other financiers!

Urban Industrial
NIBC is known for its specialization in construction financing and its entrepreneurial spirit. They were willing to finance the project even without tenants being present, demonstrating their confidence in us as well as in the project's potential.

Maarten Feilzer | Zadelhoff
We have chosen NIBC as our financier because we have financed previously with them. Our experiences with NIBC have always been very pleasant, their entrepreneurial spirit fits us very well.

Luurt van der Ploeg | VolkerWessels
NIBC was willing to finance this project at risk, and there are not many banks that are willing to do that. We greatly appreciate NIBC's flexibility.

Klaas de Graaf | Garbe Industrial Real Estate
What we really appreciate about NIBC Bank is its flexibility, its entrepreneurial spirit and client focused and solution-oriented thinking.

Rogier Hetterschijt | International Campus Group
We have chosen NIBC because of our extensive experience with the bank. We appreciate their personal approach and solution-oriented mindset.

Maurits Smit | Garbe Industrial Real Estate
NIBC Bank distinguishes itself from competitors through their true understanding of transformation projects and the time and cash flow this requires. They are very experienced with these type of development financings, which is why they understand the dynamics involved and can respond accordingly.

Steven Zeeman | LIFE Europe BV
We have experienced a very positive collaboration with NIBC Bank. They are efficient, solution-oriented, provide customized solutions, and demonstrated a deep understanding of the complexity of our project.

Roeland Voerman | FRED Developers